Your smart card for everyday use

✓ Instant prepaid Mastercard®

Download Pockit app to get started

Download Pockit app

Why choose the Pockit prepaid card?

Your Pockit account costs £1.99/month. The full breakdown of the transactional fees can be found here.

It’s faster to pay with your contactless card (up to £100)

✅ Track spending and budget easily

✅ Add cash easily or top up via bank transfer

✅ Real-time notifications about spending and balance updates

✅ Get cash at any ATM, pay in stores, and shop online

✅ Earn up to £20/month in cashback¹

How to get paid early


Apply online

Open account in 3 minutes online or in-app, get your contactless prepaid Mastercard® in 2 working days.


Add money

Add money via a bank transfer or add cash quickly and easily at one of 28,000 Paypoint stores near you.


Use Pockit everyday

Get money back on your everyday shopping. First 30 days are free, then £1.99/month.

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Trusted by 670,000+ customers

"I highly recommend this to anyone looking for a solid prepaid credit card option."


"Slick app and web interface make it really easy to keep track of transactions and spending."


"An excellent way of having spending money."


Add money quickly and easily

Download Pockit app to get started

Download Pockit app

Shop with peace of mind

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Check your balance in real-time

Get instant spend notifications

Instantly lock the card if it’s lost or stolen. Get a new one easily.

Find your transactions in a few taps

Frequently Asked Questions

What is a prepaid card?

A prepaid card is a convenient way to manage your finances. Unlike a traditional debit or credit card, which requires a long and complex routing number and account number, prepaid cards come with their own unique sort code and account number that are easy to remember.

Additionally, prepaid cards can be used in a variety of ways, from making online purchases and paying bills to loading funds onto another card or bank account.

Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.

How does a prepaid card work?

You signup for the card online and add money to your card via bank transfer, BACS or load cash through 27,000 Paypoint locations.

You can use your card to shop online and in-store, make faster payments, set up direct debits to pay your bills, send money abroad and more!

What is a prepaid account?

A prepaid account is a type of financial account that is funded in advance.

The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.

Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

Can I get my salary and benefits paid into a prepaid card?

Yes, you can.

Here is how you can do it —>

Will getting a prepaid card affect my credit score?

A prepaid card will not decrease your credit score.

Is Pockit a prepaid credit card?

No, Pockit is a contactless prepaid Mastercard®.

Order your Pockit card today!

Download Pockit app to get started

Download Pockit app

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, the Pockit's customer