🎁 Special Deal 🎁

Add £10 and get your prepaid Mastercard® delivered for FREE (u̶s̶u̶a̶l̶l̶y̶ ̶£̶9̶.̶9̶9̶)

Get a digital current account in minutes

Pockit is an award-winning digital current account and a prepaid contactless MasterCard®. Signup takes 3 minutes¹. Get account no matter your credit history.

Check our exchange rate 🌍

Why choose Pockit?

Want to be part of an award winning team and work for a company with a purpose?

Your Pockit account costs £1.99/month. The full breakdown of the transactional fees can be found here.

✅ Get an instant UK account number and sort code no matter your credit history

✅ Add or get cash out easily at 27,000 PayPoint stores near you

✅ Pay people with ease in the UK and abroad

✅ Earn up to £20/month in cashback when shopping with your Pockit card²

✅ Pay bills via Direct Debit

✅ See what you spend, on your phone — anytime, anywhere

How it works

1

Open a Pockit account

Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £10 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶9̶.̶9̶9̶)

2

Get an instant UK account number

Share your new account number and sort code with whoever is making the transfer into your Pockit account

3

Start getting paid earlier

When you get your salary paid into Pockit via BACS transfer, we can advance you the money a day earlier!

✓ New to the UK
✓ Poor credit score
✓ No minimum balance required

How it works

1

Open a Pockit account

Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £10 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶9̶.̶9̶9̶)

2

Get an instant UK account number

Share your new account number and sort code with whoever is making the transfer into your Pockit account

3

Start getting paid earlier

When you get your salary paid into Pockit via BACS transfer, we can advance you the money a day earlier!

✓ New to the UK
✓ Poor credit score
✓ No minimum balance required

Save up to £69 vs leading providers

1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21

Send £100 to
EURO 🇪🇺

Save
£1.15
with Pockit
Save
£18.08
with Pockit
Save
£1.66
with Pockit
Not available
Save
£0.44
with Pockit

Send £100 to
RON 🇷🇴

Save
£42.84
with Pockit
Save
£14.56
with Pockit
No savings
right now
No savings
right now
Save
£19.92
with Pockit

Send £100 to
PLN 🇵🇱

No savings
right now
Save
£15.71
with Pockit
No savings
right now
Save
£1.36
with Pockit
Save
£55.27
with Pockit

Send £100 to
HUF 🇭🇺

Save
£4.79
with Pockit
Save
£69.20
with Pockit
No savings
right now
No savings
right now
Save
£24.25
with Pockit

Send £100 to
BRL 🇧🇷

Save
£49.43
with Pockit
Save
£45.42
with Pockit
Save
£54.51
with Pockit
Save
£42.70
with Pockit
Save
£62.32
with Pockit

Send £100 to
PKR 🇵🇰

Save
£0.35
with Pockit
Save
£5.65
with Pockit
No savings
right now
Save
£6.32
with Pockit
Save
£25.71
with Pockit

Send £100 to
MYR 🇲🇾

Save
£19.04
with Pockit
Save
£1.63
with Pockit
Save
£35.85
with Pockit
Save
£29.95
with Pockit
Save
£29.97
with Pockit

Send £100 to
CYN 🇨🇳

No savings
right now
No savings
right now
Save
£12.90
with Pockit
No savings
right now
Save
£27.68
with Pockit

Send £100 to
TRY 🇹🇷

Save
£1.68
with Pockit
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit
No savings
right now

Send £100 to
LKR 🇱🇰

No savings
right now
No savings
right now
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit

Save up to £69 vs leading providers

1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21

Send £100 to
EURO 🇪🇺

Save
£1.15
with Pockit
Save
£18.08
with Pockit
Save
£1.66
with Pockit
Not available
Save
£0.44
with Pockit

Send £100 to
RON 🇷🇴

Save
£42.84
with Pockit
Save
£14.56
with Pockit
No savings
right now
No savings
right now
Save
£19.92
with Pockit

Send £100 to
PLN 🇵🇱

No savings
right now
Save
£15.71
with Pockit
No savings
right now
Save
£1.36
with Pockit
Save
£55.27
with Pockit

Send £100 to
HUF 🇭🇺

Save
£4.79
with Pockit
Save
£69.20
with Pockit
No savings
right now
No savings
right now
Save
£24.25
with Pockit

Send £100 to
BRL 🇧🇷

Save
£49.43
with Pockit
Save
£45.42
with Pockit
Save
£54.51
with Pockit
Save
£42.70
with Pockit
Save
£62.32
with Pockit

Send £100 to
PKR 🇵🇰

Save
£0.35
with Pockit
Save
£5.65
with Pockit
No savings
right now
Save
£6.32
with Pockit
Save
£25.71
with Pockit

Send £100 to
MYR 🇲🇾

Save
£19.04
with Pockit
Save
£1.63
with Pockit
Save
£35.85
with Pockit
Save
£29.95
with Pockit
Save
£29.97
with Pockit

Send £100 to
CYN 🇨🇳

No savings
right now
No savings
right now
Save
£12.90
with Pockit
No savings
right now
Save
£27.68
with Pockit

Send £100 to
TRY 🇹🇷

Save
£1.68
with Pockit
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit
No savings
right now

Send £100 to
LKR 🇱🇰

No savings
right now
No savings
right now
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit

Manage your money anytime, anywhere with the Pockit app

Check your balance in real-time

Get instant spend notifications

Instantly lock the card if it’s lost or stolen. Get a new one easily.

Find your transactions in a few taps

Add money quickly and easily

Send 26 currencies to 49 countries

🌍
Send money to Africa

🇧🇯

Benin
West African franc
(coming soon)

🇧🇫

Burkina Faso
West African franc
(coming soon)

🇨🇮

Côte d'Ivoire
West African franc
(coming soon)

🇪🇬

Egypt
Egyptian pound
(coming soon)

🇬🇼

Guinea-Bissau
West African franc
(coming soon)

🇰🇪

Kenya
Kenyan shilling
(coming soon)

🇲🇦

Morocco
Moroccan dirham
(coming soon)

🇳🇪

Niger
West African franc
(coming soon)

🇸🇳

Senegal
West African franc
(coming soon)

🇹🇬

Togo
West African franc
(coming soon)

🇿🇦

South Africa
South African rand
+ EUR, USD

🇿🇲

Zambia
Zambian kwacha
+ EUR, USD

🌎
Send money to Americas

🇦🇷

Argentina
Argentine peso
(coming soon)

🇧🇷

Brazil
Brazilian realNEW

🇨🇦

Canada
Canadian dollar
+ USD

🇨🇱

Chile
Colombian peso
+ EUR, USD

🇨🇴

Colombia
Chilean peso
(coming soon)

🇲🇽

Mexico
Mexican peso
(coming soon)

🇵🇪

Peru
Peruvian sol
(coming soon)

🇺🇸

United States
US dollar
+ EUR

🇺🇾

Uruguay
Uruguayan peso
+ EUR, USD

🌏
Send money to Asia

🇧🇩

Bangladesh
Bangladeshi taka
+ EUR

🇨🇳

China
Chinese yuan
+ EUR, USD

🇬🇪

Georgia
Georgian lari
+ GBP, EUR, USD

🇭🇰

Hong Kong
Hong Kong dollar
+ EUR

🇮🇳

India
Indian rupee
+ EUR

🇮🇩

Indonesia
Indonesian rupiah
(coming soon)

🇮🇱

Israel
Israeli shekhel
(coming soon)

🇯🇵

Japan
Japanese yen
(coming soon)

🇲🇾

Malaysia
Malaysian ringgit
+ EUR, USD

🇳🇵

Nepal
Nepalese rupee
+ EUR, USD

🇵🇭

Philippines
Philippine peso
+ EUR

🇸🇬

Singapore
Singapore dollar
+ EUR, USD

🇰🇷

South Korea
South Korean won
+ USD

🇱🇰

Sri Lanka
Sri Lankan rupees
+ EUR, USD

🇹🇭

Thailand
Thai baht
(coming soon)

🇹🇷

Turkey
Turkish lira

+ GBP, EUR, USD

🇦🇪

UAE
Dirham(coming soon)

🇻🇳

Vietnam
Vietnamese dong
(coming soon)

🌍
Send money to Europe

🇦🇩

Andorra
Euro
+GBP

🇦🇹

Austria
Euro
+ USD, GBP

🇧🇪

Belgium
Euro
+ GBP, USD

🇧🇬

Bulgaria
Bulgarian lev
+ GBP, EUR, USD

🇭🇷

Croatia
Croatian kuna
+ USD, GBP

🇨🇾

Cyprus
Euro
+ GBP, USD

🇨🇿

Czech Republic
Czech koruna
+ GBP, EUR, USD

🇩🇰

Denmark
Danish krone

🇪🇪

Estonia
Euro
+ GBP, USD

🇫🇮

Finland
Euro
+ GBP, USD

🇫🇷

France
Euro
+ GBP, USD

🇩🇪

Germany
Euro
+ GBP, USD

🇬🇮

Gibraltar
Euro

🇬🇷

Greece
Euro
+ GBP, USD

🇭🇺

Hungary
Hungarian forint
+ GBP, EUR, USD

🇮🇪

Ireland
Euro
+ GBP, USD

🇮🇹

Italy
Euro
+ GBP, USD

🇱🇻

Latvia
Euro
+ GBP, USD

🇱🇮

Liechtenstein
Swiss franc

🇱🇹

Lithuania
Euro
+ GBP, USD

🇱🇺

Luxembourg
Euro
+ GBP, USD

🇲🇹

Malta
E
‍+ GBP, USD

🇲🇨

Monaco
Euro
+ USD

🇳🇱

Netherlands
Euro
+ GBP, USD

🇳🇴

Norway
Norwegian krone
+ USD

🇵🇱

Poland
Polish zloty
+ GBP, EUR, USD

🇵🇹

Portugal
Euro
+ GBP, USD

🇷🇴

Romania
Romanian leu
+ GBP, EUR, USD

🇸🇲

San Marino
Euro

🇸🇰

Slovakia
Euro
+ GBP, USD

🇸🇮

Slovenia
Euro
+ GBP, USD

🇪🇸

Spain
Euro
+ GBP, USD

🇸🇪

Sweden
Swedish krona
+ GBP, EUR, USD

🇨🇭

Switzerland
Swiss franc

🇺🇦

Ukraine
Ukrainian hryvnia (UAH)+ GBP, EUR, USD
NEW

🌏
Send money to Oceania

🇦🇺

Australia
Australian dollar
+ EUR

🇳🇿

New Zealand
New Zealand dollar
+ EUR

Earn up to £20/month when you shop

All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!

See how easy it is

1

Add money

Add money by a bank transfer or at one of 28,000 PayPoint stores near you.

2

Shop with your Pockit card

Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.

✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!

3

Earn money

No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.

Trusted by 670,000+ customers

I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account.

James

Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.

Rebekah

I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.

Trudy

Shop online with peace of mind

Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID

Face ID

Replace card

Touch ID

Lock card

Stay in control of your spending easily!

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Spend only what you've got

Check your balance in real time

Find your transactions in a few taps

Pockit Prepaid Mastercard®

Card delivery

FREE (usually £9.99)

Just add £10+ to qualify. Get your card within 2 working days.

Other delivery methods are available: standard £4.99

Earn cashback on every day spend

Membership fee

£1.99 / month

Additional card

FREE (up to 3 per account)

£0.99 delivery fee is applicable

Get cash out at ATM in the UK

£0.99

Withdraw up to £250 at a time

Get cash out at PayPoint store near you

£0.99

Withdraw up to £100 at a time

Get cash out at ATM abroad

£2.25 + 4% foreign exchange fee

Withdraw up to £250 at a time

Order a replacement card

£3.99 (standard)
£9.99 (express)

Add money quickly and easily

Add cash at PayPoint store near you

£1.49

Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.

Add money via a bank transfer to your account number

FREE

Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Add money by a card payment

£0.99

Available to new customers only

Send money in the UK and abroad

Send money to another UK bank account

£0.99

Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Send money abroad

£0.99 + 0.3%

Our partner — Wise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.

Send money to other Pockit accounts

FREE

Pay bills via Direct Debit

£0.99

Stay on top of your money 24/7

Pockit app

FREE

Web account

FREE

Instant spend notifications on your mobile

FREE

The Pockit app is required

24/7 fraud protection

FREE

Freeze/un-freeze your Pockit card

FREE

Frequently Asked Questions

What is Pockit?

Pockit is an award winning prepaid Mastercard® and account.

Here's just a few reasons why 670,000+ of our members love Pockit:

  1. Instant sort code and account number without credit checks.
  2. Instant prepaid Mastercard®. Check your details in your Pockit app or web account and shop online with a peace of mind. Swap it with a contactless one in minutes.
  3. Get paid a day earlier when you get your salary or benefits paid into Pockit.
  4. Add or get cash out at one of our 27,000 'virtual branches' — open early ‘til late, 7 days a week (open times depend on the particular store). No more waiting for your branch to open!
  5. Get the cash out at any ATM with a Mastercard® logo.
  6. Send money in the UK and abroad quickly and easily. See more on sending money in the UK and abroad.
  7. Pay bills via Direct Debit
  8. Stay on top of your money 24/7 with the Pockit app. Its beautifully simple user interface puts everything you need to manage your money just a tap away.

Can anyone get a Pockit Card?

Pockit's mission is to help everyone to benefit from full and fair access to the financial system.

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.

You have to be over 18 years old to qualify for a Pockit account though.

I am new to the UK. Can I still get a Pockit account?

Yes, you can!

We'll need to see your UK residence card to open a Pockit account. It's super easy to upload via the Pockit app.

Don't have a residence permit yet? Fear not, we'll accept your passport or a national ID card as long as they clearly state your right to reside in the UK.

I don't have my passport or driving licence. Can I still get a Pockit account?

Yes, you can!

We accept more than 30 different documents, which are super easy to upload using the Pockit app.

Do you do a credit check?

We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.

We don't take into account your credit history though. In other words you can get a full UK account no matter your credit history.

How do I add money to my Pockit account?

You can add money to your Pockit account quickly and easily by:

  1. Transferring money from a different bank account to your Pockit account number (up to £5,000 once you sent us your recent payslip or benefits letter)
  2. Adding cash at one of 27,000 PayPoint stores near you (up to £250 at a time)
  3. Adding money via your debit card (up to £50 at a time)

Does my Pockit account support Direct Debit?

Yes, your Pockit account supports Direct Debits!

Can I use my Pockit card abroad?

Use your Pockit card to pay in shops and online, anywhere that accepts Mastercard® and in any currency.

For security reasons you can’t use your Pockit card in Brazil at this time.

Where can I use my Pockit card?

Your Pockit card should work anywhere that accepts Mastercard®.

There are some exceptions though:

  1. You won't be able to pay at a petrol pump. Instead, take your Pockit card straight to the cashier to pay for your petrol
  2. Some airlines which do not accept prepaid card payments in-air so be sure to withdraw some cash if you need to spend money mid-air
  3. Dating and Escort Services including advertising services
  4. Quasi Cash Services
  5. POI Funding Transactions
  6. Massage Parlours

Can I use my Pockit card to make purchases using PayPal?

Yes, you can use your Pockit Prepaid Mastercard® to make purchases with PayPal!

Visit the PayPal website and link your Pockit Card to your PayPal account.

You can also set up Direct Debit to top up your PayPal account on autopilot.

Can I go overdrawn with Pockit?

The simple answer is NO, you can't spend more than you have in your Pockit account. This is a great way to make sure you don't overspend!

When will my Pockit card arrive?

Depending on the delivery method selected  it may take between 2 and 7 working days for your Pockit card to arrive.

Please note your card will not be dispatched until you have successfully verified your account.

Order your Pockit card today!

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, the Pockit's customer