Pockit is an award-winning digital current account and a prepaid contactless MasterCard®. Signup takes 3 minutes¹. Get account no matter your credit history.
Download Pockit app to get started
Pockit plans start from as little as 2.49/month, whilst our Pay as You Go option has no monthly fee! The full breakdown of benefits and fees can be found here.
Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £70 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶4.̶9̶9̶)
Share your new account number and sort code with whoever is making the transfer into your Pockit account
When you get your salary paid into Pockit via BACS transfer, we can advance you the money a day earlier!
Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £70 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶4.̶9̶9̶)
Share your new account number and sort code with whoever is making the transfer into your Pockit account
When you get your salary paid into Pockit via BACS transfer, we can advance you the money a day earlier!
1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21
Download Pockit app to get started
1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21
Download Pockit app to get started
Your Pockit card comes with its own UK account number and sort code, you can add up to £3,000 at a time, and hold up to £5,000 on your card.
Tired of waiting for your branch to open? Add cash quickly and easily at PayPoint store near you — open early ‘til late, 7 days a week5.
Finding nearest PayPoint store is easy with the Pockit app or online.
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!
Add money by a bank transfer or at one of 28,000 PayPoint stores near you.
Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.
✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!
No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.
I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account.
Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.
I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.
Download Pockit app to get started
Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID
Face ID
Replace card
Touch ID
Lock card
With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.
Just add £10+ to qualify. Get your card in 2 working days.
Other delivery methods are available.
£3.99 delivery fee is applicable. Other delivery methods are available.
Withdraw up to £250 at a time
Withdraw up to £100 at a time
Withdraw up to £250 at a time
Other delivery methods are available.
Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.
Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Our partner — Wise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.
The Pockit app is required
Pockit is an award winning prepaid Mastercard® and account. Here's just a few reasons why 900,000+ of our members love Pockit:
Pockit's mission is to help everyone to benefit from full and fair access to the financial system.
You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!
We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.
You have to be over 18 years old to qualify for a Pockit account though.
Yes, you can!
We'll need to see your UK residence card to open a Pockit account. It's super easy to upload via the Pockit app.
Don't have a residence permit yet? Fear not, we'll accept your passport or a national ID card as long as they clearly state your right to reside in the UK.
Yes, you can!
We accept more than 30 different documents, which are super easy to upload using the Pockit app.
We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.
We don't take into account your credit history though. In other words you can get a full UK account no matter your credit history.
You can add money to your Pockit account quickly and easily by:
Yes, your Pockit account supports Direct Debits!
Use your Pockit card to pay in shops and online, anywhere that accepts Mastercard® and in any currency.
For security reasons you can’t use your Pockit card in Brazil at this time.
Your Pockit card should work anywhere that accepts Mastercard®.
There are some exceptions though:
Yes, you can use your Pockit Prepaid Mastercard® to make purchases with PayPal!
Visit the PayPal website and link your Pockit Card to your PayPal account.
You can also set up Direct Debit to top up your PayPal account on autopilot.
The simple answer is NO, you can't spend more than you have in your Pockit account. This is a great way to make sure you don't overspend!
Depending on the delivery method selected it may take between 2 and 5 working days for your Pockit card to arrive.
Please note your card will not be dispatched until you have successfully verified your account.
Download Pockit app to get started
“I love Pockit! It’s brilliant, simple and answers my need.”