Get a digital current account in minutes

Pockit is an award-winning digital current account and a prepaid contactless MasterCardยฎ. Signup takes 3 minutesยน. Get account no matter your credit history.

Check our exchange rate ๐ŸŒ

Trusted by over 500,000 customers

I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account. I have and will continue to recommend pockit to friends and family.

James

DOWNLOAD pockit NOW !! Had this account for a while and itโ€™s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.

Rebekah

I absolutely love my new account!! Really quick to set up and all the small print sent over for me to go through. Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.

Trudy

Why choose Pockit?

Want to be part of an award winning team and work for a company with a purpose?

โœ… Get an instant UK account number and sort code no matter your credit history

โœ… Add cash easily at 28,000 PayPoint stores near you

โœ… Pay people with ease in the UK and abroad

โœ… Earn up to ยฃ20/month in cashback when shopping with your Pockit cardยฒ

โœ… Pay bills via Direct Debit

โœ… See what you spend, on your phone โ€” anytime, anywhere

Save up to ยฃ342 vs leading providers

1When sending 1,000 GBP abroad over 10 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 2.2.21

Send ยฃ100 to
EURO ๐Ÿ‡ช๐Ÿ‡บ

Save
ยฃ2.30
with Pockit
Save
ยฃ33.27
with Pockit
Save
ยฃ5.67
with Pockit
Not available
Save
ยฃ27.25
with Pockit

Send ยฃ100 to
RON ๐Ÿ‡ท๐Ÿ‡ด

No savings
right now
Save
ยฃ25.78
with Pockit
No savings
right now
No savings
right now
Save
ยฃ24.21
with Pockit

Send ยฃ100 to
PLN ๐Ÿ‡ต๐Ÿ‡ฑ

No savings
right now
Save
ยฃ22.94
with Pockit
No savings
right now
Save
ยฃ7.21
with Pockit
Save
ยฃ341.94
with Pockit

Send ยฃ100 to
HUF ๐Ÿ‡ญ๐Ÿ‡บ

No savings
right now
Save
ยฃ77.36
with Pockit
Save
ยฃ0.12
with Pockit
Save
ยฃ20.15
with Pockit
Save
ยฃ31.79
with Pockit

Send ยฃ100 to
BGN ๐Ÿ‡ง๐Ÿ‡ฌ

Save
ยฃ68.03
with Pockit
Save
ยฃ30.29
with Pockit
Save
ยฃ23.92
with Pockit
Save
ยฃ38.30
with Pockit
Save
ยฃ27.04
with Pockit

Get account no matter your credit history

1

Open a Pockit account

Sign up in 3 minutes in app or webยน. Get FREE card delivery when you add ยฃ10 to your account! (uฬถsฬถuฬถaฬถlฬถlฬถyฬถ ฬถยฃฬถ9ฬถ.ฬถ9ฬถ9ฬถ).

2

Add money easily

Make a bank transfer to your Pockit account number, pay in cash at your nearest PayPoint store or add money instantly by card payment (initial load only).

3

Stay on top of your money

See your balance, track your spending and get instant spend notifications. It's all easy with the Pockit app.

โœ“ New to the UK
โœ“ Bankruptcy or CCJ accepted
โœ“ Poor credit

Add money quickly and easily

Send 26 currencies to 49 countries

๐ŸŒ
Send money to Africa

๐Ÿ‡ง๐Ÿ‡ฏ

Benin
West African franc
(coming soon)

๐Ÿ‡ง๐Ÿ‡ซ

Burkina Faso
West African franc
โ€โ€(coming soon)

๐Ÿ‡จ๐Ÿ‡ฎ

Cรดte d'Ivoire
West African franc
โ€โ€(coming soon)

๐Ÿ‡ช๐Ÿ‡ฌ

Egypt
Egyptian pound
(coming soon)

๐Ÿ‡ฌ๐Ÿ‡ผ

Guinea-Bissau
West African franc
โ€โ€(coming soon)

๐Ÿ‡ฐ๐Ÿ‡ช

Kenya
Kenyan shilling
โ€(coming soon)

๐Ÿ‡ฒ๐Ÿ‡ฆ

Morocco
Moroccan dirham
(coming soon)

๐Ÿ‡ณ๐Ÿ‡ช

Niger
West African franc
โ€(coming soon)

๐Ÿ‡ธ๐Ÿ‡ณ

Senegal
West African franc
(coming soon)

๐Ÿ‡น๐Ÿ‡ฌ

Togo
West African franc
โ€(coming soon)

๐Ÿ‡ฟ๐Ÿ‡ฆ

South Africa
South African rand

๐Ÿ‡ฟ๐Ÿ‡ฒ

Zambia
Zambian kwacha

๐ŸŒŽ
Send money to Americas

๐Ÿ‡ฆ๐Ÿ‡ท

Argentina
Argentine peso
(coming soon)

๐Ÿ‡ง๐Ÿ‡ท

Brazil
Brazilian real
(coming soon)

๐Ÿ‡จ๐Ÿ‡ฆ

Canada
Canadian dollar

๐Ÿ‡จ๐Ÿ‡ฑ

Chile
Colombian peso

๐Ÿ‡จ๐Ÿ‡ด

Colombia
Chilean peso
โ€(coming soon)

๐Ÿ‡ฒ๐Ÿ‡ฝ

Mexico
Mexican peso
(coming soon)

๐Ÿ‡ต๐Ÿ‡ช

Peru
Peruvian sol
(coming soon)

๐Ÿ‡บ๐Ÿ‡ธ

United States
US dollar

๐Ÿ‡บ๐Ÿ‡พ

Uruguay
Uruguayan peso

๐ŸŒ
Send money to Asia

๐Ÿ‡ง๐Ÿ‡ฉ

Bangladesh
Bangladeshi taka

๐Ÿ‡จ๐Ÿ‡ณ

China
Chinese yuan
(coming soon)

๐Ÿ‡ฌ๐Ÿ‡ช

Georgia
Georgian lari
(coming soon)

๐Ÿ‡ญ๐Ÿ‡ฐ

Hong Kong
Hong Kong dollar

๐Ÿ‡ฎ๐Ÿ‡ณ

India
Indian rupee
(coming soon)

๐Ÿ‡ฎ๐Ÿ‡ฉ

Indonesia
Indonesian rupiah
(coming soon)

๐Ÿ‡ฎ๐Ÿ‡ฑ

Israel
Israeli shekhel
(coming soon)

๐Ÿ‡ฏ๐Ÿ‡ต

Japan
Japanese yen
(coming soon)

๐Ÿ‡ฒ๐Ÿ‡พ

Malaysia
Malaysian ringgit
โ€(coming soon)

๐Ÿ‡ณ๐Ÿ‡ต

Nepal
Nepalese rupee

๐Ÿ‡ต๐Ÿ‡ญ

Philippines
Philippine peso

๐Ÿ‡ธ๐Ÿ‡ฌ

Singapore
Singapore dollar

๐Ÿ‡ฐ๐Ÿ‡ท

South Korea
South Korean won

๐Ÿ‡ฑ๐Ÿ‡ฐ

Sri Lanka
Sri Lankan rupees
(coming soon)

๐Ÿ‡น๐Ÿ‡ญ

Thailand
Thai baht
(coming soon)

๐Ÿ‡น๐Ÿ‡ท

Turkey
Turkish lira
(coming soon)

๐Ÿ‡ฆ๐Ÿ‡ช

UAE
Dirham(coming soon)

๐Ÿ‡ป๐Ÿ‡ณ

Vietnam
Vietnamese dong
โ€(coming soon)

๐ŸŒ
Send money to Europe

๐Ÿ‡ฆ๐Ÿ‡ฉ

Andorra
Euro

๐Ÿ‡ฆ๐Ÿ‡น

Austria
Euro

๐Ÿ‡ง๐Ÿ‡ช

Belgium
Euro

๐Ÿ‡ง๐Ÿ‡ฌ

Bulgaria
Bulgarian lev

๐Ÿ‡ญ๐Ÿ‡ท

Croatia
Croatian kuna

๐Ÿ‡จ๐Ÿ‡พ

Cyprus
Euro

๐Ÿ‡จ๐Ÿ‡ฟ

Czech Republic
Czech koruna

๐Ÿ‡ฉ๐Ÿ‡ฐ

Denmark
Danish krone

๐Ÿ‡ช๐Ÿ‡ช

Estonia
Euro

๐Ÿ‡ซ๐Ÿ‡ฎ

Finland
Euro

๐Ÿ‡ซ๐Ÿ‡ท

France
Euro

๐Ÿ‡ฉ๐Ÿ‡ช

Germany
Euro

๐Ÿ‡ฌ๐Ÿ‡ฎ

Gibraltar
Euro

๐Ÿ‡ฌ๐Ÿ‡ท

Greece
Euro

๐Ÿ‡ญ๐Ÿ‡บ

Hungary
Hungarian forint

๐Ÿ‡ฎ๐Ÿ‡ช

Ireland
Euro

๐Ÿ‡ฎ๐Ÿ‡น

Italy
Euro

๐Ÿ‡ฑ๐Ÿ‡ป

Latvia
Euro

๐Ÿ‡ฑ๐Ÿ‡ฎ

Liechtenstein
Swiss franc

๐Ÿ‡ฑ๐Ÿ‡น

Lithuania
Euro

๐Ÿ‡ฑ๐Ÿ‡บ

Luxembourg
Euro

๐Ÿ‡ฒ๐Ÿ‡น

Malta
EURO

๐Ÿ‡ฒ๐Ÿ‡จ

Monaco
EURO

๐Ÿ‡ณ๐Ÿ‡ฑ

Netherlands
EURO

๐Ÿ‡ณ๐Ÿ‡ด

Norway
Norwegian krone

๐Ÿ‡ต๐Ÿ‡ฑ

Poland
Polish zloty

๐Ÿ‡ต๐Ÿ‡น

Portugal
Euro

๐Ÿ‡ท๐Ÿ‡ด

Romania
Romanian leu

๐Ÿ‡ธ๐Ÿ‡ฒ

San Marino
Euro

๐Ÿ‡ธ๐Ÿ‡ฐ

Slovakia
Euro

๐Ÿ‡ธ๐Ÿ‡ฎ

Slovenia
Euro

๐Ÿ‡ช๐Ÿ‡ธ

Spain
Euro

๐Ÿ‡ธ๐Ÿ‡ช

Sweden
Swedish krona

๐Ÿ‡จ๐Ÿ‡ญ

Switzerland
Swiss franc

๐ŸŒ
Send money to Oceania

๐Ÿ‡ฆ๐Ÿ‡บ

Australia
Australian dollar

๐Ÿ‡ณ๐Ÿ‡ฟ

New Zealand
New Zealand dollar

Thousands of customers love Pockit

Earn up to ยฃ20/month when you shop

All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!

See how easy it is

1

Add money

Add money by a bank transfer or at one of 28,000 PayPoint stores near you.

2

Shop with your Pockit card

Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.
โ€
โœ“ No need to add offers, it just works
โœ“ Use your card as many times as you want
โœ“ Works with promotions and special offers!
โ€

3

Earn money

No need to keep the receipts or do anything at all to claim Cashback โ€” receive straight into your Pockit account within 60 days of your date of purchase.

Earn 3% cashback at Sainsbury's
Earn 4% cashback at Argos
Earn 5% cashback at Primark
Earn 5% cashback at Gogroopie
Earn 6% cashback at NIKE
Earn 7% cashback at Clarks
Earn 7% cashback at New Look
Earn 7% cashback at Foot Locker
Earn 8% cashback at Pizza Express

Shop online with peace of mind

Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Faceย ID and Touch ID

Face ID

Replace card

Touch ID

Lock card

Stay in control of your spending easily!

With Pockit, your money is always at your fingertips and your phone is your local branch โ€” open 24/7.

Spend only what you've got

Check your balance in real time

Find your transactions in a few taps

Pockit Prepaid Mastercardยฎ

Card delivery

FREE (usually ยฃ9.99)

Just add ยฃ10+ in the first 7 days to qualify. Get your card within 2 working days.

Other delivery methods are available: basic ยฃ0.99; standard ยฃ3.99

Earn cashback on every day spend

Membership fee

ยฃ1.99 / month

Additional card

FREE (up to 3 per account)

ยฃ0.99 delivery fee is applicable

Get cash out at ATM in the UK

ยฃ0.99

Withdraw up to ยฃ250 at a time

Get cash out at ATM abroad

ยฃ2.25 + 4% foreign exchange fee

Withdraw up to ยฃ250 at a time

Order a replacement card

ยฃ3.99 (standard)
ยฃ9.99 (express)

Add money quickly and easily

Add cash at 28,000 PayPoint stores near you

ยฃ0.99

Add up to ยฃ249 at a time OR up to ยฃ500 a day after you sent us your recent payslip or benefits letter.

Add money via a bank transfer to your account number

FREE

Add up to ยฃ3,000 at a time OR up to ยฃ5,000 at a time after you sent us your recent payslip or benefits letter.

Add money by a card payment

FREE

Available for the initial load only

Send money in the UK and abroad

Send money to another UK bank account

ยฃ0.99

Send up to ยฃ2,500 at a time OR up to ยฃ5,000 at a time after you sent us your recent payslip or benefits letter.

Send money abroad

ยฃ0.99 + 0.3%

Our partner โ€” TransferWise โ€” charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.

Send money to other Pockit accounts

FREE

Pay bills via Direct Debit

ยฃ0.99

Stay on top of your money 24/7

Pockit app

FREE

Web account

FREE

Instant spend notifications on your mobile

FREE

The Pockit app is required

24/7 fraud protection

FREE

Freeze/un-freeze your Pockit card

FREE

Frequently Asked Questions

What is Pockit?

Pockit is an award winning digital UK current account.

Opening an account is quick and easy. The whole process takes minutes not weeks and can be done straight from the Pockit app or online.

You'll get an account no matter your credit history. Plus we accept more than 30 different documents, which are super easy to upload using the Pockit app. You receive your contactless prepaid Mastercardยฎ in 2 working days (depending on the delivery method selected).

Here's just a few reasons why hundreds of thousands of our members love Pockit:

  1. Getting your wages and benefits paid in is easy โ€” every Pockit account comes with its own UK sort code and account number.
  2. Adding cash is quick and easy at one of our 28,000 'virtual branches' โ€” open early โ€˜til late, 7 days a week (open times depend on the particular store). No more waiting for your branch to open!
  3. Spreading the payments out over the year and saving on your energy and phone bills is super easy when using Pockit Direct Debit.
  4. Sending money in the UK and abroad is cheap and easy and can be done straight from the Pockit app or your web account.

And here's what truly sets us apart:

  1. Pockit helps you to stay on top of your money 24/7 with the Pockit app. Its beautifully simple user interface puts everything you need to manage your money just a tap away.
  2. Pockit LOQBOX makes building your credit history easier than you think!
  3. Money finds you when you use Pockit to shop, pay bills, build credit via Pockit LOQBOX and send money abroad.

Please note: Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

Can anyone get a Pockit Card?

Pockit's mission is to help everyone to benefit from full and fair access to the financial system.

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.

You have to be over 18 years old to qualify for a Pockit account though.

Do you do a credit check?

We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.

We don't take into account your credit history though. In other words you can get a full UK current account no matter your credit history.

I am new to the UK. Can I still get a Pockit account?

Yes, you can!

We'll need to see your UK residence card to open a Pockit account. It's super easy to upload via the Pockit app.

Don't have a residence permit yet? Fear not, we'll accept your passport or a national ID card as long as they clearly state your right to reside in the UK.

I don't have my passport or driving licence. Can I still get a Pockit account?

Yes, you can!

We accept more than 30 different documents, which are super easy to upload using the Pockit app.

Order your Pockit card today!

โ€œI love Pockit, itโ€™s brilliant, itโ€™s simple and answers a needโ€

Lisa, charity worker