🎁 Your chance to win £1,000! Signup today, add £10 or more, shop with your Pockit card before the end of the month for a chance to win. T&Cs apply.🎁

Get a digital current account in minutes

Pockit is an award-winning digital current account and a prepaid contactless MasterCard®. Signup takes 3 minutes¹. Get account no matter your credit history.

Check our exchange rate 🌍

Trusted by over 550,000 customers

I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account.

James

Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.

Rebekah

I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.

Trudy

Why choose Pockit?

Want to be part of an award winning team and work for a company with a purpose?

✅ Get an instant UK account number and sort code no matter your credit history

✅ Add cash easily at 28,000 PayPoint stores near you

✅ Pay people with ease in the UK and abroad

✅ Earn up to £20/month in cashback when shopping with your Pockit card²

✅ Pay bills via Direct Debit

✅ See what you spend, on your phone — anytime, anywhere

Save up to £69 vs leading providers

1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21

Send £100 to
EURO 🇪🇺

Save
£1.15
with Pockit
Save
£18.08
with Pockit
Save
£1.66
with Pockit
Not available
Save
£0.44
with Pockit

Send £100 to
RON 🇷🇴

Save
£42.84
with Pockit
Save
£14.56
with Pockit
No savings
right now
No savings
right now
Save
£19.92
with Pockit

Send £100 to
PLN 🇵🇱

No savings
right now
Save
£15.71
with Pockit
No savings
right now
Save
£1.36
with Pockit
Save
£55.27
with Pockit

Send £100 to
HUF 🇭🇺

Save
£4.79
with Pockit
Save
£69.20
with Pockit
No savings
right now
No savings
right now
Save
£24.25
with Pockit

Send £100 to
BRL 🇧🇷

Save
£49.43
with Pockit
Save
£45.42
with Pockit
Save
£54.51
with Pockit
Save
£42.70
with Pockit
Save
£62.32
with Pockit

Send £100 to
PKR 🇵🇰

Save
£0.35
with Pockit
Save
£5.65
with Pockit
No savings
right now
Save
£6.32
with Pockit
Save
£25.71
with Pockit

Send £100 to
MYR 🇲🇾

Save
£19.04
with Pockit
Save
£1.63
with Pockit
Save
£35.85
with Pockit
Save
£29.95
with Pockit
Save
£29.97
with Pockit

Send £100 to
CYN 🇨🇳

No savings
right now
No savings
right now
Save
£12.90
with Pockit
No savings
right now
Save
£27.68
with Pockit

Send £100 to
TRY 🇹🇷

Save
£1.68
with Pockit
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit
No savings
right now

Send £100 to
LKR 🇱🇰

No savings
right now
No savings
right now
Save
£17.43
with Pockit
No savings
right now
Save
£17.43
with Pockit

Get account no matter your credit history

1

Open a Pockit account

Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £10 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶9̶.̶9̶9̶).

2

Get an instant UK account number

Share your new account number and sort code with whoever is making the transfer into your Pockit account.

3

Start getting paid earlier

When you get your salary paid into Pockit via BACS transfer, we can advance you the money at 6pm on the day before it’s due!

✓ New to the UK
✓ Bankruptcy or CCJ accepted
✓ Poor credit

Manage your money anytime, anywhere with Pockit app

Check your balance in real time

Track where your money goes

Find your transactions in a few taps

Freeze your cards easily in the app

Order new cards via the app

Real-time notifications
on your spend

Add money quickly and easily

Send 26 currencies to 49 countries

🌍
Send money to Africa

🇧🇯

Benin
West African franc
(coming soon)

🇧🇫

Burkina Faso
West African franc
(coming soon)

🇨🇮

Côte d'Ivoire
West African franc
(coming soon)

🇪🇬

Egypt
Egyptian pound
(coming soon)

🇬🇼

Guinea-Bissau
West African franc
(coming soon)

🇰🇪

Kenya
Kenyan shilling
(coming soon)

🇲🇦

Morocco
Moroccan dirham
(coming soon)

🇳🇪

Niger
West African franc
(coming soon)

🇸🇳

Senegal
West African franc
(coming soon)

🇹🇬

Togo
West African franc
(coming soon)

🇿🇦

South Africa
South African rand

🇿🇲

Zambia
Zambian kwacha

🌎
Send money to Americas

🇦🇷

Argentina
Argentine peso
(coming soon)

🇧🇷

Brazil
Brazilian realNEW

🇨🇦

Canada
Canadian dollar

🇨🇱

Chile
Colombian peso

🇨🇴

Colombia
Chilean peso
(coming soon)

🇲🇽

Mexico
Mexican peso
(coming soon)

🇵🇪

Peru
Peruvian sol
(coming soon)

🇺🇸

United States
US dollar

🇺🇾

Uruguay
Uruguayan peso

🌏
Send money to Asia

🇧🇩

Bangladesh
Bangladeshi taka

🇨🇳

China
Chinese yuan
NEW

🇬🇪

Georgia
Georgian lari
NEW

🇭🇰

Hong Kong
Hong Kong dollar

🇮🇳

India
Indian rupee
NEW

🇮🇩

Indonesia
Indonesian rupiah
(coming soon)

🇮🇱

Israel
Israeli shekhel
(coming soon)

🇯🇵

Japan
Japanese yen
(coming soon)

🇲🇾

Malaysia
Malaysian ringgit
NEW

🇳🇵

Nepal
Nepalese rupee

🇵🇭

Philippines
Philippine peso

🇸🇬

Singapore
Singapore dollar

🇰🇷

South Korea
South Korean won

🇱🇰

Sri Lanka
Sri Lankan rupees
NEW

🇹🇭

Thailand
Thai baht
(coming soon)

🇹🇷

Turkey
Turkish lira
NEW

🇦🇪

UAE
Dirham(coming soon)

🇻🇳

Vietnam
Vietnamese dong
(coming soon)

🌍
Send money to Europe

🇦🇩

Andorra
Euro

🇦🇹

Austria
Euro

🇧🇪

Belgium
Euro

🇧🇬

Bulgaria
Bulgarian lev

🇭🇷

Croatia
Croatian kuna

🇨🇾

Cyprus
Euro

🇨🇿

Czech Republic
Czech koruna

🇩🇰

Denmark
Danish krone

🇪🇪

Estonia
Euro

🇫🇮

Finland
Euro

🇫🇷

France
Euro

🇩🇪

Germany
Euro

🇬🇮

Gibraltar
Euro

🇬🇷

Greece
Euro

🇭🇺

Hungary
Hungarian forint

🇮🇪

Ireland
Euro

🇮🇹

Italy
Euro

🇱🇻

Latvia
Euro

🇱🇮

Liechtenstein
Swiss franc

🇱🇹

Lithuania
Euro

🇱🇺

Luxembourg
Euro

🇲🇹

Malta
EURO

🇲🇨

Monaco
EURO

🇳🇱

Netherlands
EURO

🇳🇴

Norway
Norwegian krone

🇵🇱

Poland
Polish zloty

🇵🇹

Portugal
Euro

🇷🇴

Romania
Romanian leu

🇸🇲

San Marino
Euro

🇸🇰

Slovakia
Euro

🇸🇮

Slovenia
Euro

🇪🇸

Spain
Euro

🇸🇪

Sweden
Swedish krona

🇨🇭

Switzerland
Swiss franc

🌏
Send money to Oceania

🇦🇺

Australia
Australian dollar

🇳🇿

New Zealand
New Zealand dollar

Earn up to £20/month when you shop

All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!

See how easy it is

1

Add money

Add money by a bank transfer or at one of 28,000 PayPoint stores near you.

2

Shop with your Pockit card

Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.

✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!

3

Earn money

No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.

Shop online with peace of mind

Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID

Face ID

Replace card

Touch ID

Lock card

Stay in control of your spending easily!

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Spend only what you've got

Check your balance in real time

Find your transactions in a few taps

Pockit Prepaid Mastercard®

Card delivery

FREE (usually £9.99)

Just add £10+ in the first 7 days to qualify. Get your card within 2 working days.

Other delivery methods are available: basic £0.99; standard £3.99

Earn cashback on every day spend

Membership fee

£1.99 / month

Additional card

FREE (up to 3 per account)

£0.99 delivery fee is applicable

Get cash out at ATM in the UK

£0.99

Withdraw up to £250 at a time

Get cash out at ATM abroad

£2.25 + 4% foreign exchange fee

Withdraw up to £250 at a time

Order a replacement card

£3.99 (standard)
£9.99 (express)

Add money quickly and easily

Add cash at 28,000 PayPoint stores near you

£1.49

Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.

Add money via a bank transfer to your account number

FREE

Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Add money by a card payment

FREE

Available for the initial load only

Send money in the UK and abroad

Send money to another UK bank account

£0.99

Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Send money abroad

£0.99 + 0.3%

Our partner — TransferWise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.

Send money to other Pockit accounts

FREE

Pay bills via Direct Debit

£0.99

Stay on top of your money 24/7

Pockit app

FREE

Web account

FREE

Instant spend notifications on your mobile

FREE

The Pockit app is required

24/7 fraud protection

FREE

Freeze/un-freeze your Pockit card

FREE

Frequently Asked Questions

What is Pockit?

Pockit is an award winning digital UK current account.

Opening an account is quick and easy. The whole process takes minutes not weeks and can be done straight from the Pockit app or online.

You'll get an account no matter your credit history. Plus we accept more than 30 different documents, which are super easy to upload using the Pockit app. You receive your contactless prepaid Mastercard® in 2 working days (depending on the delivery method selected).

Here's just a few reasons why hundreds of thousands of our members love Pockit:

  1. Getting your wages and benefits paid in is easy — every Pockit account comes with its own UK sort code and account number.
  2. Adding cash is quick and easy at one of our 28,000 'virtual branches' — open early ‘til late, 7 days a week (open times depend on the particular store). No more waiting for your branch to open!
  3. Spreading the payments out over the year and saving on your energy and phone bills is super easy when using Pockit Direct Debit.
  4. Sending money in the UK and abroad is cheap and easy and can be done straight from the Pockit app or your web account.

And here's what truly sets us apart:

  1. Pockit helps you to stay on top of your money 24/7 with the Pockit app. Its beautifully simple user interface puts everything you need to manage your money just a tap away.
  2. Pockit LOQBOX makes building your credit history easier than you think!
  3. Money finds you when you use Pockit to shop, pay bills, build credit via Pockit LOQBOX and send money abroad.

Please note: Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

Can anyone get a Pockit Card?

Pockit's mission is to help everyone to benefit from full and fair access to the financial system.

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.

You have to be over 18 years old to qualify for a Pockit account though.

I am new to the UK. Can I still get a Pockit account?

Yes, you can!

We'll need to see your UK residence card to open a Pockit account. It's super easy to upload via the Pockit app.

Don't have a residence permit yet? Fear not, we'll accept your passport or a national ID card as long as they clearly state your right to reside in the UK.

I don't have my passport or driving licence. Can I still get a Pockit account?

Yes, you can!

We accept more than 30 different documents, which are super easy to upload using the Pockit app.

Do you do a credit check?

We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.

We don't take into account your credit history though. In other words you can get a full UK current account no matter your credit history.

How do I add money to my Pockit account?

You can add money to your Pockit account quickly and easily by:

  1. Transferring money from a different bank account to your Pockit account number (up to £3,000 a day)
  2. Adding cash at one of 28,000 PayPoint stores near you (up to £250 at a time)
  3. Adding money using your debit card (up to £100 initial load only).

Can I use my Pockit card abroad?

Use your Pockit card to pay in shops and online, anywhere that accepts Mastercard® and in any currency.

For security reasons you can’t use your Pockit card in Brazil at this time.

Does my Pockit account support Direct Debit?

Yes, your Pockit account supports Direct Debits!

Where can I use my Pockit card?

Your Pockit card should work anywhere that accepts Mastercard®.

There are some exceptions though:

  1. You won't be able to pay at a petrol pump. Instead, take your Pockit card straight to the cashier to pay for your petrol
  2. Some airlines which do not accept prepaid card payments in-air so be sure to withdraw some cash if you need to spend money mid-air
  3. Dating and Escort Services including advertising services
  4. Quasi Cash Services
  5. POI Funding Transactions
  6. Massage Parlours

Order your Pockit card today!

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, the Pockit's customer