Pockit is a digital current account for Pensioners

Receive your State Pension without delays or problems

Check our exchange rate 🌍

Trusted by over 500,000 customers

I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account. I have and will continue to recommend pockit to friends and family.

James

DOWNLOAD pockit NOW !! Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.

Rebekah

I absolutely love my new account!! Really quick to set up and all the small print sent over for me to go through. Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.

Trudy

Pockit makes Pensions easy

Want to be part of an award winning team and work for a company with a purpose?

✅ Easy and quick signup takes only 3 minutes¹

✅ Shop online and in-store with peace of mind using your prepaid contactless Mastercard®

✅ Receive your Pension using your UK account number

✅ Pay your bills with Direct Debit

✅ Take money out at ATMs across the UK

✅ Earn up to £20/month in cashback when shopping with your Pockit card²

Save up to £342 vs leading providers

1When sending 1,000 GBP abroad over 10 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 2.2.21

Send £100 to
EURO 🇪🇺

Save
£2.30
with Pockit
Save
£33.27
with Pockit
Save
£5.67
with Pockit
Not available
Save
£27.25
with Pockit

Send £100 to
RON 🇷🇴

No savings
right now
Save
£25.78
with Pockit
No savings
right now
No savings
right now
Save
£24.21
with Pockit

Send £100 to
PLN 🇵🇱

No savings
right now
Save
£22.94
with Pockit
No savings
right now
Save
£7.21
with Pockit
Save
£341.94
with Pockit

Send £100 to
HUF 🇭🇺

No savings
right now
Save
£77.36
with Pockit
Save
£0.12
with Pockit
Save
£20.15
with Pockit
Save
£31.79
with Pockit

Send £100 to
BGN 🇧🇬

Save
£68.03
with Pockit
Save
£30.29
with Pockit
Save
£23.92
with Pockit
Save
£38.30
with Pockit
Save
£27.04
with Pockit

Switch to Pockit for your Pension

1

Open a Pockit account

Sign up in 3 minutes in app or web¹ and get an instant UK account number and sort code.

2

Get an instant UK account number

Call the State Pension Service on 0800 731 0469 and give them your new account number and sort code.

3

Receive your Pension

Your next pension payment will be made on the normal day to your Pockit account.

✓ New to the UK
✓ Bankruptcy or CCJ accepted
✓ Poor credit

Add money quickly and easily

Send 26 currencies to 49 countries

🌍
Send money to Africa

🇧🇯

Benin
West African franc
(coming soon)

🇧🇫

Burkina Faso
West African franc
(coming soon)

🇨🇮

Côte d'Ivoire
West African franc
(coming soon)

🇪🇬

Egypt
Egyptian pound
(coming soon)

🇬🇼

Guinea-Bissau
West African franc
(coming soon)

🇰🇪

Kenya
Kenyan shilling
(coming soon)

🇲🇦

Morocco
Moroccan dirham
(coming soon)

🇳🇪

Niger
West African franc
(coming soon)

🇸🇳

Senegal
West African franc
(coming soon)

🇹🇬

Togo
West African franc
(coming soon)

🇿🇦

South Africa
South African rand

🇿🇲

Zambia
Zambian kwacha

🌎
Send money to Americas

🇦🇷

Argentina
Argentine peso
(coming soon)

🇧🇷

Brazil
Brazilian real
(coming soon)

🇨🇦

Canada
Canadian dollar

🇨🇱

Chile
Colombian peso

🇨🇴

Colombia
Chilean peso
(coming soon)

🇲🇽

Mexico
Mexican peso
(coming soon)

🇵🇪

Peru
Peruvian sol
(coming soon)

🇺🇸

United States
US dollar

🇺🇾

Uruguay
Uruguayan peso

🌏
Send money to Asia

🇧🇩

Bangladesh
Bangladeshi taka

🇨🇳

China
Chinese yuan
(coming soon)

🇬🇪

Georgia
Georgian lari
(coming soon)

🇭🇰

Hong Kong
Hong Kong dollar

🇮🇳

India
Indian rupee
(coming soon)

🇮🇩

Indonesia
Indonesian rupiah
(coming soon)

🇮🇱

Israel
Israeli shekhel
(coming soon)

🇯🇵

Japan
Japanese yen
(coming soon)

🇲🇾

Malaysia
Malaysian ringgit
(coming soon)

🇳🇵

Nepal
Nepalese rupee

🇵🇭

Philippines
Philippine peso

🇸🇬

Singapore
Singapore dollar

🇰🇷

South Korea
South Korean won

🇱🇰

Sri Lanka
Sri Lankan rupees
(coming soon)

🇹🇭

Thailand
Thai baht
(coming soon)

🇹🇷

Turkey
Turkish lira
(coming soon)

🇦🇪

UAE
Dirham(coming soon)

🇻🇳

Vietnam
Vietnamese dong
(coming soon)

🌍
Send money to Europe

🇦🇩

Andorra
Euro

🇦🇹

Austria
Euro

🇧🇪

Belgium
Euro

🇧🇬

Bulgaria
Bulgarian lev

🇭🇷

Croatia
Croatian kuna

🇨🇾

Cyprus
Euro

🇨🇿

Czech Republic
Czech koruna

🇩🇰

Denmark
Danish krone

🇪🇪

Estonia
Euro

🇫🇮

Finland
Euro

🇫🇷

France
Euro

🇩🇪

Germany
Euro

🇬🇮

Gibraltar
Euro

🇬🇷

Greece
Euro

🇭🇺

Hungary
Hungarian forint

🇮🇪

Ireland
Euro

🇮🇹

Italy
Euro

🇱🇻

Latvia
Euro

🇱🇮

Liechtenstein
Swiss franc

🇱🇹

Lithuania
Euro

🇱🇺

Luxembourg
Euro

🇲🇹

Malta
EURO

🇲🇨

Monaco
EURO

🇳🇱

Netherlands
EURO

🇳🇴

Norway
Norwegian krone

🇵🇱

Poland
Polish zloty

🇵🇹

Portugal
Euro

🇷🇴

Romania
Romanian leu

🇸🇲

San Marino
Euro

🇸🇰

Slovakia
Euro

🇸🇮

Slovenia
Euro

🇪🇸

Spain
Euro

🇸🇪

Sweden
Swedish krona

🇨🇭

Switzerland
Swiss franc

🌏
Send money to Oceania

🇦🇺

Australia
Australian dollar

🇳🇿

New Zealand
New Zealand dollar

Thousands of customers love Pockit

Earn up to £20/month when you shop

All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!

See how easy it is

1

Add money

Add money by a bank transfer or at one of 28,000 PayPoint stores near you.

2

Shop with your Pockit card

Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.

✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!

3

Earn money

No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.

Shop online with peace of mind

Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID

Face ID

Replace card

Touch ID

Lock card

Stay in control of your spending easily!

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Spend only what you've got

Check your balance in real time

Find your transactions in a few taps

Pockit Prepaid Mastercard®

Card delivery

FREE (usually £9.99)

Just add £10+ in the first 7 days to qualify. Get your card within 2 working days.

Other delivery methods are available: basic £0.99; standard £3.99

Earn cashback on every day spend

Membership fee

£1.99 / month

Additional card

FREE (up to 3 per account)

£0.99 delivery fee is applicable

Get cash out at ATM in the UK

£0.99

Withdraw up to £250 at a time

Get cash out at ATM abroad

£2.25 + 4% foreign exchange fee

Withdraw up to £250 at a time

Order a replacement card

£3.99 (standard)
£9.99 (express)

Add money quickly and easily

Add cash at 28,000 PayPoint stores near you

£0.99

Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.

Add money via a bank transfer to your account number

FREE

Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Add money by a card payment

FREE

Available for the initial load only

Send money in the UK and abroad

Send money to another UK bank account

£0.99

Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Send money abroad

£0.99 + 0.3%

Our partner — TransferWise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.

Send money to other Pockit accounts

FREE

Pay bills via Direct Debit

£0.99

Stay on top of your money 24/7

Pockit app

FREE

Web account

FREE

Instant spend notifications on your mobile

FREE

The Pockit app is required

24/7 fraud protection

FREE

Freeze/un-freeze your Pockit card

FREE

Frequently Asked Questions

What is Pockit?

Pockit is an award winning digital UK current account.

Opening an account is quick and easy. The whole process takes minutes not weeks and can be done straight from the Pockit app or online.

You'll get an account no matter your credit history. Plus we accept more than 30 different documents, which are super easy to upload using the Pockit app. You receive your contactless prepaid Mastercard® in 2 working days (depending on the delivery method selected).

Here's just a few reasons why hundreds of thousands of our members love Pockit:

  1. Getting your wages and benefits paid in is easy — every Pockit account comes with its own UK sort code and account number.
  2. Adding cash is quick and easy at one of our 28,000 'virtual branches' — open early ‘til late, 7 days a week (open times depend on the particular store). No more waiting for your branch to open!
  3. Spreading the payments out over the year and saving on your energy and phone bills is super easy when using Pockit Direct Debit.
  4. Sending money in the UK and abroad is cheap and easy and can be done straight from the Pockit app or your web account.

And here's what truly sets us apart:

  1. Pockit helps you to stay on top of your money 24/7 with the Pockit app. Its beautifully simple user interface puts everything you need to manage your money just a tap away.
  2. Pockit LOQBOX makes building your credit history easier than you think!
  3. Money finds you when you use Pockit to shop, pay bills, build credit via Pockit LOQBOX and send money abroad.

Please note: Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

How do I receive my state pension with Pockit?

Your Pockit account has a UK account number and Sort Code — simply call the State Pension Service on 0800 731 0469 and give them your new details and your next pension payment will be made on the normal day to your Pockit account.

Can I take out cash?

Yes, you can! To withdraw cash visit any ATM with the Mastercard logo.


Can I use my Pockit card at the Post Office?

With Pockit you can check your balance, pay bills and manage your money from anywhere, on any comptuer, tablet or smartphone. But you can still get out cash at the Post Office and even pay in cash if they have PayPoint (most do!)


Order your Pockit card today!

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Lisa, charity worker