I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account.
Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP.
I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered.
Want to be part of an award winning team and work for a company with a purpose?
Your Pockit account costs £1.99/month. The full breakdown of the transactional fees can be found here.
1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21
Sign up in 3 minutes in app or web¹. Get FREE card delivery when you add £10 to your account! (u̶s̶u̶a̶l̶l̶y̶ ̶£̶9̶.̶9̶9̶).
Enter your account number and sort code when you register for Universal Credit or call DWP to get your details updated.
We can advance you the money at 6pm on the day before it’s due for free if you get your UC paid into Pockit via BACS transfer (please confirm with DWP it gets paid via BACS). You can receive up to £3,000 at a time.
Your Pockit card comes with its own UK account number and sort code, you can add up to £3,000 at a time, and hold up to £5,000 on your card.
Tired of waiting for your branch to open? Add cash quickly and easily at PayPoint store near you — open early ‘til late, 7 days a week5.
All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!
Add money by a bank transfer or at one of 28,000 PayPoint stores near you.
Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.
✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!
No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.
Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID
With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.
Just add £10+ in the first 7 days to qualify. Get your card within 2 working days.
Other delivery methods are available: basic £0.99; standard £3.99
£0.99 delivery fee is applicable
Withdraw up to £250 at a time
Withdraw up to £250 at a time
Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.
Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Available for the initial load only
Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Our partner — Wise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.
The Pockit app is required
Pockit is an award winning digital account.
Opening an account is quick and easy. The whole process takes minutes not weeks and can be done straight from the Pockit app or online.
You'll get an account no matter your credit history. Plus we accept more than 30 different documents, which are super easy to upload using the Pockit app. You receive your contactless prepaid Mastercard® in 2 working days (depending on the delivery method selected).
Here's just a few reasons why hundreds of thousands of our members love Pockit:
And here's what truly sets us apart:
Please note: Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).
Pockit's mission is to help everyone to benefit from full and fair access to the financial system.
You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!
We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.
You have to be over 18 years old to qualify for a Pockit account though.
Yes, you can! To withdraw cash visit any ATM with the Mastercard logo.
With Pockit you can check your balance, pay bills and manage your money from anywhere, on any comptuer, tablet or smartphone. But you can still get out cash at the Post Office and even pay in cash if they have PayPoint (most do!)
We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.
We don't take into account your credit history though. In other words you can get a full UK account no matter your credit history.
Yes, your Pockit account supports Direct Debits!
You can add money to your Pockit account quickly and easily by:
Yes, you can!
We'll need to see your UK residence card to open a Pockit account. It's super easy to upload via the Pockit app.
Don't have a residence permit yet? Fear not, we'll accept your passport or a national ID card as long as they clearly state your right to reside in the UK.
Yes, you can!
We accept more than 30 different documents, which are super easy to upload using the Pockit app.
Depending on the delivery method you selected during signup it may take between 2 and 7 working days for your Pockit card to arrive.
Please note your card will not be dispatched until you have successfully verified your account.
Your Pockit card should work anywhere that accepts Mastercard®.
There are some exceptions though:
The simple answer is NO, you can't spend more than you have in your Pockit account. This is a great way to make sure you don't overspend!
With Universal Credit you will receive one monthly payment, rather than separate payments for you and anyone else in your household. To make this easier, Pockit lets you add up to three additional cards so that you can split your monthly UC payment between you.
Your Pockit account has a UK account number and sort code — simply enter these details when you register for Universal Credit or provide them to the DWP and your next UC payment will be made on the normal day to your Pockit account.
Under Universal Credit your housing benefit is paid to you as part of your monthly payment. To help make this easier to manage, Pockit lets you add up to 3 additional cards so you can easily separate your monthly payment into different 'pots'.