Discover the benefits of our plans, such as exclusive access to cashback, free transactions and more.
Build your credit score and get access to personal credit.
✅ FREE each month: ∞ bank transfer in, 1 bank transfer out, 2 Direct Debits, one day early pay
✅ Up to 15% cashback & discounts on top brands
✅ Extra 2.5% cashback on all other spending & Direct Debits
✅ Purchase insurance cover up to £1,000
✅ Credit Builder & Personal Credit in 3 months
Build your credit score
Included
Boost your credit score. Your Pockit plan payments will be reported to Experian, TransUnion and Equifax.
Get access to credit in 3 months
Included
Borrow up to £500 after 3 months on this plan. Repay in 3 installments with a flat fee per installment based on the borrowed amount. Terms apply. Subject to affordability checks and no adverse credit.
Protect your purchases
Included
Get automatic cover for eligible purchases of up to £1,000 against accidental damage and theft. Plus, ticket cancellation, 90-day refunds and extended warranty. Excess: £50.
Get up to 15% cashback & discounts on top high-street brands
Included
& many more!
The amount is indicative and subject to change.
Earn 2.5% cashback on all spending & Direct Debits
Included
Get extra cashback when you spend up to £100 with Pockit. Terms apply
Get paid one day earlier
Free
Receive your salary or benefits BACS payment one day earlier.
£50 Income Advance
£4.99
Get a £50 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
£100 Income Advance
£9.99
Get a £100 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
2 x Direct Debit payments every month
(worth £1.98)
Included
1 x UK bank transfer out every month
(worth £0.99)
Included
1 x Replacement card every year
(worth £4.99)
Included
Apple Pay & Google Pay
Included
Instant spend alerts
Included
24/7 fraud protection
Included
Up to 3 additional contactless Mastercard®
Included
+ postage cost
Save up to £264 on TV, mobile & broadband bills
Included
Bank transfer in
FREE
Debit card top-up
£1.99
Add cash at PayPoint
£1.99
UK transfers
£1.29
Direct Debit
£0.99
Contactless prepaid Mastercard®
£4.99
FREE if you top up £70
Replacement card
£4.99
First one FREE each year
ATM cash withdrawal
£1.99
PayPoint cash withdrawal
£1.99
International ATM out
£2.25
Foreign exchange fee
4%
Best if you are a Pockit power user and want all extras.
✅ FREE each month: ∞ bank transfer in, 1 bank transfer out, 2 Direct Debits, one day early pay
✅ Up to 15% cashback & discounts on top brands
✅ Extra 1% cashback on all other spending & Direct Debits
✅ Purchase insurance cover up to £1,000
❌ Credit Builder & Personal Credit in 3 months
Build your credit score risk-free
Not included
Boost your credit score. Your Pockit plan payments will be reported to Experian, TransUnion and Equifax.
Get access to credit in 3 months
Not included
Borrow up to £500 after 3 months on this plan. Repay in 3 installments with a flat fee per installment based on the borrowed amount. Terms apply. Subject to affordability checks and no adverse credit.
Protect your purchases
Included
Get automatic cover for eligible purchases of up to £1,000 against accidental damage and theft. Plus, ticket cancellation, 90-day refunds and extended warranty. Excess: £50.
Get up to 15% cashback & discounts on top high-street brands
Included
& many more!
The amount is indicative and subject to change.
Earn 1% cashback on all spending & Direct Debits
Included
Get extra cashback when you spend up to £250 with Pockit. Terms apply
Get paid one day earlier
Free
Receive your salary or benefits BACS payment one day earlier.
£50 Income Advance
£4.99
Get a £50 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
£100 Income Advance
£9.99
Get a £100 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
2 x Direct Debit payments every month
(worth £1.98)
Included
1 x UK bank transfer out every month
(worth £0.99)
Included
1 x Replacement card every year
(worth £4.99)
Included
Apple Pay & Google Pay
Included
Instant spend alerts
Included
24/7 fraud protection
Included
Up to 3 additional contactless Mastercard®
Included
+ postage cost
Save up to £264 on TV, mobile & broadband bills
Included
Bank transfer in
FREE
Debit card top-up
£1.99
Add cash at PayPoint
£1.99
UK transfers
£1.29
Direct Debit
£0.99
Contactless prepaid Mastercard®
£4.99
FREE if you top up £70
Replacement card
£4.99
First one FREE each year
ATM cash withdrawal
£1.99
PayPoint cash withdrawal
£1.99
International ATM out
£2.25
Foreign exchange fee
4%
Best if you use Pockit often and love cashback.
✅ FREE each month: ∞ bank transfers in, lower transaction fees, one day early pay
✅ Up to 15% cashback & discounts on top brands
❌ Extra 1% cashback on all other spending & Direct Debits
❌ Purchase insurance cover up to £1,000
❌ Credit Builder & Personal Credit in 3 months
Build your credit score risk-free
Not included
Boost your credit score. Your Pockit plan payments will be reported to Experian, TransUnion and Equifax.
Get access to credit in 3 months
Not included
Borrow up to £500 after 3 months on this plan. Repay in 3 installments with a flat fee per installment based on the borrowed amount. Terms apply. Subject to affordability checks and no adverse credit.
Protect your purchases
Not included
Get automatic cover for eligible purchases of up to £1,000 against accidental damage and theft. Plus, ticket cancellation, 90-day refunds and extended warranty. Excess: £50.
Get up to 15% cashback & discounts on top high-street brands
Included
& many more!
The amount is indicative and subject to change.
Earn 1% cashback on all spending & Direct Debits
Not included
Get extra cashback when you spend up to £250 with Pockit. Terms apply
Get paid one day earlier
Free
Receive your salary or benefits BACS payment one day earlier.
£50 Income Advance
£4.99
Get a £50 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
£100 Income Advance
£9.99
Get a £100 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
2 x Direct Debit payments every month
(worth £1.98)
Not included
1 x UK bank transfer out every month
(worth £1.29)
Not included
1 x Replacement card every year
(worth £4.99)
Not included
Apple Pay & Google Pay
Included
Instant spend alerts
Included
24/7 fraud protection
Included
Up to 3 additional contactless Mastercard®
Included
+ postage cost
Save up to £264 on TV, mobile & broadband bills
Included
Bank transfer in
FREE
Debit card top-up
£1.99
Add cash at PayPoint
£1.99
UK transfers
£1.29
Direct Debit
£0.99
Contactless prepaid Mastercard®
£4.99
FREE if you top up £70
Replacement card
£4.99
ATM cash withdrawal
£1.99
PayPoint cash withdrawal
£1.99
International ATM out
£2.25
Foreign exchange fee
4%
Ideal if you want a basic account for occasional use.
✅ FREE each month: £0 subscription, paid bank transfer in
❌ Up to 15% cashback & discounts on top brands
❌ Extra 1% cashback on all other spending & Direct Debits
❌ Purchase insurance cover up to £1,000
❌ Credit Builder & Personal Credit in 3 months
Build your credit score risk-free
Not included
Boost your credit score. Your Pockit plan payments will be reported to Experian, TransUnion and Equifax.
Get access to credit in 3 months
Not included
Borrow up to £500 after 3 months on this plan. Repay in 3 installments with a flat fee per installment based on the borrowed amount. Terms apply. Subject to affordability checks and no adverse credit.
Protect your purchases
Not included
Get automatic cover for eligible purchases of up to £1,000 against accidental damage and theft. Plus, ticket cancellation, 90-day refunds and extended warranty. Excess: £50.
Get up to 15% cashback & discounts on top high-street brands
Not included
& many more!
The amount is indicative and subject to change.
Earn 1% cashback on all spending & Direct Debits
Not included
Get extra cashback when you spend up to £250 with Pockit. Terms apply
Get paid one day earlier
£1.49
Receive your salary or benefits BACS payment one day earlier.
£50 Income Advance
£6.48
Get a £50 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
£100 Income Advance
£11.48
Get a £100 cash advance from your salary or benefits. No hard credit checks. Eligibility criteria applies.
2 x Direct Debit payments every month
(worth £1.98)
Not included
1 x UK bank transfer out every month
(worth £0.99)
Not included
1 x Replacement card every year
(worth £4.99)
Not included
Apple Pay & Google Pay
Included
Instant spend alerts
Included
24/7 fraud protection
Included
Up to 3 additional contactless Mastercard®
Included
+ postage cost
Save up to £264 on TV, mobile & broadband bills
Included
Bank transfer in
£1.49
Debit card top-up
£1.99
Add cash at PayPoint
£1.99
UK transfers
£1.49
Direct Debit
£1.49
Contactless prepaid Mastercard®
£4.99
FREE if you top up £70
Replacement card
£4.99
ATM cash withdrawal
£1.99
PayPoint cash withdrawal
£1.99
International ATM out
£2.25
Foreign exchange fee
4%
The full breakdown of the transactional fees can be found here.
"I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account."
"Slick app and web interface make it really easy to keep track of transactions and spending."
"I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered."
Get your instant prepaid card & account.
Add money via a bank transfer, cash or debit card load.
Get money back on your everyday shopping. First 7 days are free, then £2.49/month.
Download Pockit app to get started
Download Pockit app
Download the Pockit app on your iPhone or Android device.
