Pockit Card

Get a prepaid account in 3 minutes. No credit checks.

  • ✓ Instant Prepaid Mastercard®
  • ✓ Apple Pay and Google Pay™
  • ✓ Salary or benefits paid early
900,000+ customersThe Spectator Economic Disruptor of the Year AwardAs seen on BBC
Apply now

or download the app to apply

Rated 4.1 ★  by 31,097+ reviews

Pockit app for iOS and Android

Discover Pockit


Get £50 cash advance before your payday

  • No hard credit checks
  • 0% interest, only a flat fee of £4.99
  • Paid directly into your Pockit account
  • The advance is automatically repaid on your payday

Income Advance eligibility: £300+ income paid into your Pockit account for 3 months, pay with Pockit regularly. Terms apply. Powered by SteadyPay.


Build for the future, today, with Pockit Credit Builder

  • Build your credit score with the major UK Credit Reference Agencies
  • Get access to personal credit in just 3 months
  • No hard credit checks

Available with the Pockit Fast Track to Credit plan. Powered by SteadyPay.


Earn up to £20 / month when paying with Pockit

  • Earn up to 15% in cashback & rewards from major high street brands
  • Save up to £264 on mobile, TV & broadband bills
  • Get a chance to win one of the 1000’s prizes every week

Terms and limits apply.


Get peace of mind with purchase protection

  • Up to £1,000 purchase protection against damage or theft
  • Refund protection for 90 days
  • Ticket cancellation protection
  • Extra 12 months warranty on electronic appliances

Available with Pockit Extra and Pockit Fast Track to Credit plans. Terms apply. Powered by Jove, underwritten by Wakam.

Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

A digital account made for everyone

New to the UK

Low credit score

Denied credit or loan

No credit history

Unverified address*

No photo ID*

Secondary account

Cashback & rewards

Get paid a day early

*subject to AML and regulatory requirements

Pockit Lady

See why our customers love us

"It was simple to use and the funds were deposited promptly into my account!"

Sarah J. from London

Pockit customer since June 2019

“Ease of use, straightforward, no nonsense banking”

Lindsey D. from Boston

Pockit customer since January 2022

“Overall the online banking is very easy to use and happy I’ve got Apple Pay it’s very convenient!! 😊”

William K. from Leeds

Pockit customer since January 2021

“You get your digital card as soon as you sign up so you can use the account.”

John M. from London

Pockit customer since September 2023

“It's very easy to understand the fees, transfers are fast and just a great overall account, no overdraft so you can't over spend what you don't have.”

Audrey R. from Birmingham

Pockit customer since September 2016

Pockit Card

Join 900,000+ happy customers

900,000+ customersThe Spectator Economic Disruptor of the Year AwardAs seen on BBC
Apply now

or download the app to apply

Rated 4.1 ★  by 31,097+ reviews

Security and support you can trust



Safe & Secure

Pockit uses secure infrastructure to protect your data and keep your account safe.

Manage Card


Card controls: lock, unlock

Manage your Pockit card in the app and stay safe with 24/7 protection against fraud.

Customer Support


Anytime, anywhere support

If you need help, reach out to our support team in app, email or visit Help Centre.

Frequently asked questions