Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).
New to the UK
Low credit score
Denied credit or loan
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Unverified address*
No photo ID*
Secondary account
Cashback & rewards
Get paid a day early
*subject to AML and regulatory requirements
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Safe & Secure
Pockit uses secure infrastructure to protect your data and keep your account safe.
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Card controls: lock, unlock
Manage your Pockit card in the app and stay safe with 24/7 protection against fraud.
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Anytime, anywhere support
If you need help, reach out to our support team in app, email or visit Help Centre.
1. What is a prepaid card?
A prepaid card is a convenient way to manage your finances. Unlike a traditional debit or credit card, which requires a long and complex routing number and account number, prepaid cards come with their own unique sort code and account number that are easy to remember.
Additionally, prepaid cards can be used in a variety of ways, from making online purchases and paying bills to loading funds onto another card or bank account.
Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.
2. What is a prepaid account?
A prepaid account is a type of financial account that is funded in advance.
The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.
Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.
3. Can I get a prepaid account with bad credit?
Yes, you can get a prepaid account with bad or no credit history.
4. Why use a prepaid card?
You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.
5. Can I get my salary and benefits paid into a prepaid card?
Yes, you can. And, even better, you can get it paid into your account a day earlier!
Here is how you can do it ->
6. Does a prepaid card impact my credit score?
The Pockit Prepaid Mastercard® helps you build your credit score with the Fast Track to Credit plan and opens access to credit products Income Advance and Personal Credit, eligibility criteria applies. Other Pockit plans are available, however these will not impact on your credit score in any way.
7. Is Pockit a prepaid credit card?
No, Pockit is a prepaid contactless Mastercard®. Prepaid cards are a suitable option for carrying cash. They are great if you still need to get a bank account but still want the safety of using cards. Unlike regular cards, you put money on them whenever you need to, making it easier to manage your spending.