Access Pockit Cash Advance today when you connect to your main bank account. No hidden interest rates, no hard credit checks, no worries*
*Terms and eligibility criteria apply. Cash Advance is powered by SteadyPay.
40.47% Representative APR. Example: Advance issued: £50. Interest: 0%. Transaction fee: £4.99. Repayment period: 90 days. Total amount paid: £54.99.
Standard Pockit fees and transfer limits will apply to all Cash Advance transactions.
Get started with Cash Advance today by applying with your Pockit account. With no hidden fees*, you can get the burst of cash you need, without the compounding interest.
Check your eligibility right away by simply connecting your main bank account to your Pockit account, it’s best to connect the account that you get paid into.
Tap in to that little bit of credit just when you need it most, for only a one-time flat fee. Plus, prompt repayments will help you build to a £100, or even £200 advance in the future.
To borrow £50 today check your eligibility by connecting Pockit to your main bank account. Once approved, you can borrow the money now and pay it back later.
Step 1
Take your advance
Take your £50 Cash Advance for a £4.99 flat fee, no interest applied. Your advance and relevant fee will be visible in your account.
Step 2
Make a qualifying deposit
A qualifying deposit is any transfer or deposit of more than £50 that leaves at least £25 in your account.
Step 3
Repeat
Take another advance whenever you need it. Regular repayments will help build eligibility for up to £200 advance 🤗
The small format alternative to overdrafts or loans that won’t catch up with you.
**Payday loans APR comparison: Pockit Cash Advance APR is fixed at 40.52%. PayDayUK.co.uk APR is 91% and up to 1,721% APR, Little-Loans.com APR is 79.5% and up to 1,721% APR and MoneyBoat.co.uk APR is 288.35% and up to 1,267.9%. Payday loans late fees: Pockit Cash Advance has no late fees. PayDayUK.co.uk late payment fee can range between £1 – £100. Little-Loans.com £15 late payment fee + daily interest. MoneyBoat.co.uk: £15.00 late payment fee + 0.79% daily interest capped at 100% of credit provided. Statistics from 28 November 2024.
***Overdraft APR comparison: Pockit Cash Advance APR is fixed at 40.52%, equivalent to a one-time fee of £9.99 when you advance £100 for up to 90 days. Halifax APR is 39.90% variable for £100 in overdraft if approved, equivalent to £2.70 each month. NatWest APR is 39.49% variable for £100 in overdraft if approved, equivalent to a one-time £1.55 unpaid transaction fee + £2.77 each month, Santander APR is 39.94% variable for £100 in overdraft if approved, equivalent to £2.80 each month. Statistics from 28 November 2024.
For cash advances, credit building and beyond
“I love my Pockit card! I get paid one day early and I get an Income Advance. I recommend it to everyone!”
Kate M. from Bristol
Pockit customer since May 2023
“Income Advance is the best thing Pockit has ever launched. It’s fast and convenient. I love it so much and I will continue to use it!”
Deborah M. from London
Pockit customer since January 2022
“Pockit's Income Advance helps me a lot in this cost of living crisis. It's good to know my personal account has a safety net.”
Dave S. from Leeds
Pockit customer since December 2022
“Income Advance from Pockit has changed the game for me. I had to pay an appointment fee... I applied and I got my money on time. This was so sweet, what could be better!”
Harry L. from Oxford
Pockit customer since November 2021
“Income Advance is great when you have these unexpected expenses like travel, bills or groceries.”
George M. from Birmingham
Pockit customer since September 2019
“It was good to have Income Advance as an emergency backup before payday.”
Jeffery M. from Bath
Pockit customer since August 2020
“Income Advance helps me to cover the extra costs that life throws at me. It's a very helpful advance to rely on and to know when it gets repaid so I don’t get into debt.”
Joanne K. from London
Pockit customer since June 2018
“I use Income Advance occasionally too help cover some expenses until my pay day. Without it, I’d have to borrow from family or friends.”
Louise D. from Boston
Pockit customer since February 2022
“I use my Income Advance to pay for groceries, gas or electricity sometimes before pay day. Times are hard at the minute so this has been a very great help for me.”
James K. from Manchester
Pockit customer since January 2021
“I use it towards the end of the month before payday to make sure money doesn't run out during the month. It gives me some piece of mind.”
Brad P. from London
Pockit customer since September 2023
“I use Income Advance only when I need it. It is a absolute help to me and if I go over my budget I have that to help me recover. It’s such a great scheme and only £9.99 to unlock £100!”
Melody R. from Birmingham
Pockit customer since September 2016
“It’s nice to have that extra money towards emergency when needed. Makes me feel better.”
David K. from Liverpool
Pockit customer since July 2021
Sign up in 3 minutes and check your eligibility today
Cash Advance is powered by SteadyPay
1. How can I access Pockit Cash Advance?
2. Is it really interest free?
3. When do I need to repay the cash advance?
4. How can I get a £100 Cash Advance?
5. How can I get a £200 Cash Advance?
6. What happens if I am late with the payment?
7. Can I access the Pockit Cash Advance again after I repaid it?
8. Who provides the Pockit Cash Advance service?
9. Do I need a good credit score to access Pockit Cash Advance?
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