✓ Paid directly into your Pockit account
✓ 0% interest, only a small flat fee
✓ No hard credit checks
Eligibility criteria applies. Representative example: Income Advance issued: £100. Interest charged: 0%. Transaction fee paid: £9.99. Repayment period for Income Advance 90 days. Total amount paid: £109.99. Representative cost: 40.52%.
Peace of mind with a small fixed fee of £4.99 for £50 and £9.99 for £100 advances2.
A soft credit check may be conducted which does not affect your credit score.
The advance is repaid automatically when you get your next income.
Sign up for a Pockit account to get access to Income Advance and many other features.
Download Pockit app to get started
Download Pockit appDownload Pockit app to get started
Download Pockit appAdvance £50 for £4.99 and £100 for £9.99 flat fee²
Pay 0% interest, no hard credit checks²
Get your income paid into your Pockit account for 3 months and pay with Pockit regularly to become eligible for a cash advance. See more here
One small fixed fee² of £4.99 per £50 advance, or £9.99 per £100. No missed payment charges, if repaid on time.
If you are eligible you can access a cash advance in minutes, whenever you need it.
The advance is automatically repaid when you get paid into your Pockit account.
Here for you when you need it. No more awkward conversations with your boss, family or friends.
Sign up for a Pockit prepaid Mastercard® & get 3 months of income paid in to unlock your cash advance.
Download Pockit app to get started
Download Pockit appDownload Pockit app to get started
Download Pockit appAdvance £50 for £4.99 and £100 for £9.99 flat fee²
Pay 0% interest, no hard credit checks²
“I love my Pockit card! I get paid one day early and I get an Income Advance. I recommend it to everyone!”
Kate M. from Bristol
Pockit customer since May 2023
“Income Advance is the best thing Pockit has ever launched. It’s fast and convenient. I love it so much and I will continue to use it!”
Deborah M. from London
Pockit customer since January 2022
“Pockit's Income Advance helps me a lot in this cost of living crisis. It's good to know my personal account has a safety net.”
Dave S. from Leeds
Pockit customer since December 2022
“Income Advance from Pockit has changed the game for me. I had to pay an appointment fee... I applied and I got my money on time. This was so sweet, what could be better!”
Harry L. from Oxford
Pockit customer since November 2021
“Income Advance is great when you have these unexpected expenses like travel, bills or groceries.”
George M. from Birmingham
Pockit customer since September 2019
“It was good to have Income Advance as an emergency backup before payday.”
Jeffery M. from Bath
Pockit customer since August 2020
“Income Advance helps me to cover the extra costs that life throws at me. It's a very helpful advance to rely on and to know when it gets repaid so I don’t get into debt.”
Joanne K. from London
Pockit customer since June 2018
“I use Income Advance occasionally too help cover some expenses until my pay day. Without it, I’d have to borrow from family or friends.”
Louise D. from Boston
Pockit customer since February 2022
“I use my Income Advance to pay for groceries, gas or electricity sometimes before pay day. Times are hard at the minute so this has been a very great help for me.”
James K. from Manchester
Pockit customer since January 2021
“I use it towards the end of the month before payday to make sure money doesn't run out during the month. It gives me some piece of mind.”
Brad P. from London
Pockit customer since September 2023
“I use Income Advance only when I need it. It is a absolute help to me and if I go over my budget I have that to help me recover. It’s such a great scheme and only £9.99 to unlock £100!”
Melody R. from Birmingham
Pockit customer since September 2016
“It’s nice to have that extra money towards emergency when needed. Makes me feel better.”
David K. from Liverpool
Pockit customer since July 2021
Open an account in 3 minutes online or using the Pockit app. It's quick and easy.
Receive your salary or benefit payments (min. £300 a month) to your Pockit account for 3 months to become eligible.
Get your cash advance anytime you need it. We’ll notify you when you are eligible.
Download Pockit app to get started
Download Pockit appOpen a prepaid Pockit account. Receive 3 months of your wages or benefit payments into your Pockit account (£300 or more a month) and you should be eligible for Income Advance. See more here
Yes, we charge 0% interest. When you access your £50 Income Advance, you will pay a small flat fee of £4.99. When you access your £100 Income Advance, you will pay a small flat fee of £9.99.
The advance can be repaid at any time within 30 days of receiving it. After 30 days:
The income advance repayment is automatically taken from deposits into your Pockit account (BACs transfers within 30 days of the advance or bank transfers between 3 and 30 days of the advance):
If you would like to make an early manual repayment:
Yes. You can access Income Advance again as long as all payments are made on time and you meet the eligibility criteria.
Income Advance is a service provided by SteadyPay in partnership with Pockit.
You don't need to have a good credit score to be eligible for Income Advance. A soft credit check may be conducted which does not affect your credit score. Terms and conditions apply. Please note: if you have negative factors on your credit report e.g. a bankruptcy, CCJs or IVAs, this product will not be available for you at this time.
Income Advance is only available for Pockit users. Sign up for a Pockit account in minutes.
Download Pockit app to get started
Download Pockit appAdvance £50 for £4.99 and £100 for £9.99 flat fee²
Pay 0% interest, no hard credit checks²
Download the Pockit app on your iPhone or Android device.
